Terms & Conditions
These Terms of Service (“Terms”) are provided on behalf of Mood Creative Agency (“We,” or “Site,” or “Website”). Carefully review these Terms each time you visit the site. If you do not agree to these Terms, you are not authorized to access or use the website and you shall not access or otherwise use the website. We reserve the right to modify these Terms at any time and for any reason at our discretion without notice to you, except by posting on these Terms. Your continued use of the site thereafter constitutes your acknowledgment and consent to any and all modifications.
NOTICE: ARBITRATION AND CLASS ACTION LIMITATION CONTRACTUAL PROVISIONS ARE INCLUDED HEREIN.
WEBSITE’S SERVICES
Mood Creative Agency offers marketing services on behalf of third parties who provide financial products and services (“Third-parties”). We are not financial service providers, brokers, or representatives for any third party whose products may appear on this website and therefore, we do not endorse, recommend, or warrant any goods or services. Nothing on this website is intended to be construed as financial advice, and we do not guarantee the accuracy or completeness of the information presented. Services provided are void where prohibited.
CONSENT TO RECEIVE ELECTRONIC MAIL, TELEPHONE CALLS, AND SMS COMMUNICATIONS
By submitting a request through this site, you provide express written consent to be contacted by Mood Creative Agency and Integrated Delivery Solutions, LLC by:
- Telephone – at the number you provide, including landline or cellular, even if it is on any “Do Not Call” list. You consent to receive pre-recorded calls, ringless voicemail, and/or calls using an autodialer under the Telephone Consumer Protection Act (TCPA).
- Email – to the email address you provide.
- SMS – to the mobile number you provide (data/messaging rates may apply).
Your consent is not required to use the site’s services.
LINKS TO THIRD-PARTY WEBSITES
Mood Creative Agency is not responsible for the content or privacy practices of third-party websites linked to or from our site. Such links do not imply endorsement. Please review the privacy policies and terms of those sites before sharing any information.
INTELLECTUAL PROPERTY RIGHTS, COPYRIGHTS, AND TRADEMARKS
All content, including software, text, design, images, graphics, and logos on this site (“Content”), is the property of Mood Creative Agency and its affiliates or licensors. No Content may be used, copied, or distributed without our express prior written consent. All trademarks displayed are the property of their respective owners and may not be used without permission. Unauthorized use constitutes a breach of these Terms.
INDEMNITY
You agree to indemnify and hold harmless Mood Creative Agency and its owners and operators from any third-party claims, losses, damages, or expenses (including attorneys’ fees) arising from your use of the site or violation of these Terms. We reserve the right to assume exclusive defense of any such claim, and you may not settle without our written consent.
DISCLAIMER OF WARRANTIES
The website and services are provided “as is,” “with all faults,” and “as available.” Mood Creative Agency and its affiliates disclaim all warranties, including but not limited to:
- Title, merchantability, and fitness for a particular purpose.
- Accuracy, timeliness, or completeness.
- Uninterrupted or error-free access.
Any use or reliance on this site is at your own risk.
LIMITATION OF LIABILITY
Mood Creative Agency is not liable for any defects, errors, delays, or omissions on the site or services. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, even if advised of the possibility. This limitation applies regardless of the nature of the claim.
PRIVACY PRACTICES
Our Privacy Policy is incorporated by reference into these Terms. Please review it on the site.
SEVERANCE
If any provision is found invalid or unenforceable, the rest of the Terms remain in full force. Headings are for reference only and have no legal effect.
NO WAIVER OF TERMS
Failure to enforce any provision does not waive our right to enforce it later.
CHOICE OF LAW
These Terms are governed by the laws of the State of Wyoming, excluding conflict of law principles. Any claim must be brought within one (1) year or it is waived.
CLASS ACTION WAIVER
To the extent allowed by law, both you and Mood Creative Agency waive the right to bring or join claims in a class action or representative capacity.
ARBITRATION
Disputes will be resolved through binding arbitration under AAA commercial rules in Cheyenne, Wyoming.
- Discovery must be completed within 120 days.
- Parties may present evidence, cross-examine witnesses, and use video or phone appearances.
- The arbitrator will issue a written decision, which is final and binding.
- No punitive damages may be awarded.
- Prevailing party may recover up to $25,000 in attorneys’ fees and arbitration costs.
- Appeals are waived.
However, either party may seek court relief for:
- Compelling arbitration
- Interim protective measures
- Injunctions
- Claims involving Mood Creative Agency’s intellectual property
- Enforcing an arbitration decision
In case of conflict, these Terms prevail over AAA rules.
BY AGREEING TO ARBITRATION, BOTH PARTIES WAIVE THE RIGHT TO A JURY TRIAL.
MODIFICATIONS TO THESE TERMS
Mood Creative Agency may change these Terms at any time. Changes become effective immediately upon posting. Continued use of the site implies acceptance of those changes.
USE OF THE WEBSITE
By using this site, you affirm that you are at least 18 years old and legally able to form a contract. You agree not to use the site for unlawful purposes. We reserve the right to limit or revoke access at any time without notice. This site is intended for U.S. residents and governed by U.S. laws.
CONTACT INFORMATION
For questions or concerns, please contact us here: